Medicare Plans

Medicare Part (A) (Hospital Insurance)

     * Helps cover inpatiant hospital care.

     * Helps cover skilled nursing facility care, hospice, and         home health care.

     * Patients are responsible for deducible for hospital               confinement.

     * Patients are also responsible for a co-pay after 20               days of skilled nursing confinement.

Medicare Part (B) (Doctors)

     * Helps cover Doctors' services, hosptial outpatiant               care, and home health care.

     *Helps cover various preventive services to help                    mantain a healthy lifestyle.

     * Helps pay for durable medical equipment.

     * Patients are subject to yearly deductible under part           B.

Medicare Part (C) (Medicare Advantage Plans) (HMO)

     * Medicare advantage plans are health plans run by               Medicare-approved private insurance companies.               Medicare advantage plans take over your Medicare             and include Part A, Part B, and usually other                         coverage like percription drug coverage. 

     * These plans carry a doctor network and only allow               you to see doctors within the plan .

Medicare Part (D) (Medicare Prescription Drug Coverage)

Part D helps with your percription drug coverage on different Medicare plans. These plans are offered by insurance companies that are approved by Medicare.

     * Helps cover the cost of prescription drugs.